Prepare to be impressed:
Debt was always a horrific problem in the seminaries in which I taught and was a formation advisor. If there was a debt of any real size, which a diocese would pay off upon ordination, the question was whether the candidate was afraid not to be ordained because of the debt, but would otherwise discern out of the seminary.
Laboure Society is a very welcome service. These guys are professionals and are totally aware of such dynamics, and know how to deal with them, and won’t be taken for a ride. If you have the wherewithal… just sayin’…
We don’t want a situation in which only elite rich people can apply to a seminary or house of formation. Sure, some elite rich people, like Saint Matthew (the tax collector), were called by Jesus. But some were not known to be rich. Should it be different today?